Your Contribution to Care

Your Contribution to Care | Your Nursing Homes in Ireland Guide Your Contribution to Care | Your Nursing Homes in Ireland Guide Your Contribution to Care | Your Nursing Homes in Ireland Guide Your Contribution to Care | Your Nursing Homes in Ireland Guide

Your Contribution to Care

Having looked at your income and assets, the Financial Assessment will work out your contribution to care. You will contribute 80% of your assessable income and 5% of the value of any assets per annum.

However, the first €36,000 of your assets, or €72,000 for a couple, will not be counted at all in the financial assessment. Where your assets include land and property in the State, the 5% contribution based on such assets may be deferred and collected from your estate.

This is an optional Nursing Home Loan element of the scheme which is legally referred to as "Ancillary State Support".

Your principal residence will only be included in the financial assessment for the first 3 years of your time in care. This is known as the 15% or 'three year' cap. It means that you will pay a 5% contribution based on your principal residence for a maximum of three years regardless of the time you spend in nursing home care.

After 3 years, even if you are still getting long-term nursing home care, you will not pay any further contribution based on the principal residence. This 'three year' cap applies regardless of whether you choose to opt for the loan or not.

There are important safeguards built in to the Financial Assessment which are worth noting.

• Nobody will pay more than the actual cost of care
• You will keep a personal allowance of 20% of your income or 20% of the maximum rate of the State Pension (non-Contributory), whichever is the greater
• If you have a spouse/partner remaining at home, he/she will be left with 50% of the couple's income or the maximum rate of the State Pension (non-Contributory), whichever is the greater

Your Contribution to Care | Your Nursing Homes in Ireland Guide Your Contribution to Care | Your Nursing Homes in Ireland Guide Your Contribution to Care | Your Nursing Homes in Ireland Guide Your Contribution to Care | Your Nursing Homes in Ireland Guide

Your Contribution to Care | www.irishnursinghomes.eu
Guide to your Nursing Home

For further information on Irish Nursing Homes in Ireland feel free to check out the Health Information and Quality Authority (HIQA) website.

The address is http://www.hiqa.ie

Also check out some other useful services:

Irish Nursing Homes in Ireland and Our Irish Health System

Leadership comes in many guises. True leadership must have at its core an integrity and a heart.
We expect our Irish Health System, acting as a leader, guide and mentor,
to look to its people with an outstretched hand.

It should assist and support in every way possible and together we will achieve those very high goals we all deserve

We must always strive for a better health and overall care for everyone.
We must continually challenge our standards of safety and the quality of our health services